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Financial education programmes overview
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Our Programmes

Three programmes.
One direction.

From managing day-to-day spending to building a long-term financial plan — a clear path forward for individuals at different stages.

How We Work

Our educational approach.

Structured progression

Each programme builds on a clear framework, introduced step by step across multiple sessions rather than condensed into a single intensive day.

Applied learning

Each session includes hands-on exercises. Participants work with real frameworks and, where relevant, their own financial data to make the learning immediate.

Singapore-rooted context

All examples, regulations, instruments, and frameworks are drawn from the Singapore context. CPF, SGX, and local tax rules are central, not supplementary.

Budgeting and cash flow essentials

Programme 01

Budgeting & Cash Flow Essentials

5 weeks 90 min / session SGD 320

A practical programme that helps participants build a clear understanding of where their money goes and how to direct it with intention. Covers personal cash flow mapping, needs-versus-wants frameworks, emergency fund planning, and everyday tools for tracking spending habits. Designed for individuals who want a structured but relaxed approach to understanding their day-to-day finances.

What you'll cover:

  • Personal cash flow mapping and income-expenditure analysis
  • Needs versus wants framework for everyday decisions
  • Emergency fund planning and savings habit formation
  • Hands-on use of spreadsheet and app-based budgeting tools
  • Building a realistic spending plan for the months ahead

What's included:

Spreadsheet templates, personal budgeting toolkit, and access to session notes throughout the programme.

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Programme 02

Understanding Investments

8 weeks 2 hours / session SGD 870

For those who have their personal finances in order and are curious about how to grow their savings thoughtfully. Covers the mechanics of equities, fixed income, exchange-traded funds, and real estate investment trusts, with a focus on the Singaporean and regional context. Participants learn how to evaluate risk, diversify holdings, and read prospectuses and annual reports. Case studies and group discussions form the backbone of each session.

What you'll cover:

  • How equities, bonds, ETFs, and REITs actually work
  • Risk evaluation and diversification principles
  • Reading prospectuses, annual reports, and fund documentation
  • The Singapore and regional investment landscape (SGX, local instruments)
  • Case study analysis and peer discussion on investment decisions

What's included:

Access to an investment simulation platform and a curated reference library of Singapore-focused resources throughout the programme.

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Understanding investments programme
Comprehensive financial planning programme

Programme 03

Comprehensive Financial Planning

12 weeks 3 private consultations SGD 2,680

Designed for participants ready to bring all aspects of their financial life into a coherent long-term plan. Topics span retirement modelling, CPF optimisation, insurance review, estate planning fundamentals, and tax considerations for residents. The format combines group learning with individualised planning sessions, allowing participants to develop a financial roadmap tailored to their specific circumstances. Best suited for individuals or couples at mid-career or approaching significant milestones.

What you'll cover:

  • Retirement income modelling for Singapore residents
  • CPF contribution strategy and account optimisation
  • Insurance review frameworks and gap analysis
  • Estate planning fundamentals (wills, nominations, LPA)
  • Tax considerations for Singapore residents and property owners

What's included:

Planning workbook, three individual consultation sessions, and ongoing access to post-programme resources.

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Choosing a Programme

Which programme is right for you?

Feature Budgeting Essentials Understanding Investments Comprehensive Planning
Duration 5 weeks 8 weeks 12 weeks
Fee SGD 320 SGD 870 SGD 2,680
Budgeting & cash flow
Investment instruments
CPF optimisation
Retirement modelling
Individual consultations ×3
Best suited for Starting out, rebuilding habits Foundations in order, ready to grow Mid-career, major milestones

Shared Across All Programmes

Professional standards that apply throughout.

Confidentiality

All participant information, including financial data shared in consultations, is treated as strictly confidential. No information is shared with third parties.

Current material

All content reflects current Singapore regulations, CPF rules, and market conditions. Materials are reviewed before each new cohort intake.

Regulatory transparency

We are clear about what we offer — education, not regulated financial advice. Participants understand the distinction and what it means for how to use what they learn.

Documented learning outcomes

Each programme has clearly stated objectives. Participants know what they will be able to do by the end, not just what topics will be covered.

Feedback-driven refinement

Every cohort completes a structured feedback process. That input is used directly to improve subsequent programme iterations.

No commercial agenda

We receive no fees, referral payments, or commissions from financial institutions. Programme fees are the sole source of revenue. No conflicts of interest.

Next Step

Unsure where to start?

We're glad to help you think through which programme fits your current situation. No obligation — just a straightforward conversation.

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